The Coca-Cola Company

Atlanta, GA ManufacturingNAICS 312110

Self-funded health planPlan year 2025Renews January
731Participants-13% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#57 of 82Manufacturing in GABy participants

Overview

The Coca-Cola Company sponsors a self-funded health plan that covered 731 participants in plan year 2025, down 14% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
731 · prior year 845
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
The Coca-Cola Company Retiree Health Plan, plan 532 (731 participants)
Broker compensation
$586K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Long-term disability15,172$16.4M$549K
Metropolitan General Insurance CompanyLegal1,431$289K$36K
Zurich American Insurance CompanyAD&D18,992$220K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 731 participants × $2,371 national average per member. Usually higher once dependents are counted.

$45K–$111K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$33K
Lower-cost therapeutic alternatives$19K–$40K
Generic pricing vs. actual cost$8K–$25K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
The Coca-Cola Company
Sponsor EIN
58-0628465
Plan number
532
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 58-0628465 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Coca-Cola Company Pension Plan
Type
Pension plan
Participants
48,892

About this data

Source: The Coca-Cola Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The Coca-Cola Company.

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