The J.m. Smucker Company
Overview
The J.m. Smucker Company sponsors a self-funded health plan that covered 9,993 participants in plan year 2025, up 21% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 9,993 · prior year 8,291
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Master Health and Welfare Plan, plan 501 (9,993 participants)
- Broker compensation
- $105K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Securian Life Insurance Company | Life | 9,878 | $3.2M | $67K |
| Community Insurance Company | — | 14,814 | $2.8M | — |
| Lincoln National Life Insurance Company | Long-term disability | 7,470 | $2.7M | $38K |
| Vision Service Plan | Vision | 5,628 | $1.6M | — |
| Prudential Insurance Company of America | Life | 73 | $64K | — |
| Ace American Insurance Company | Accidental Death & Dismemberment | 15,761 | $24K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 9,993 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- The J.m. Smucker Company
- Sponsor EIN
- 34-0538550
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 34-0538550 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The J.m. Smucker Company Employee Savings Plan
- Type
- 401(k) plan
- Participants
- 10,964
About this data
Source: The J.m. Smucker Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The J.m. Smucker Company.