The Nemours Foundation
Overview
The Nemours Foundation sponsors a self-funded health plan that covered 10,856 participants in plan year 2025, up 20% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 10,856 · prior year 9,017
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Nemours Foundation Employee Welfare Benefit Plan, plan 513 (10,856 participants)
- Broker compensation
- $1.4M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Lincoln National Life Insurance Company | Life, Long-term disability | 9,200 | $4.2M | $742K |
| The Lincoln National Life Insurance Company | Accident, Critical Illness, Hospital Indemnity | 2,485 | $966K | $623K |
| Vision Service Plan | Vision | 6,504 | $904K | $44K |
| MetLife Legal Plans | Legal | 1,211 | $255K | $34K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 10,856 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- The Nemours Foundation
- Sponsor EIN
- 59-0634433
- Plan number
- 513
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 59-0634433 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The Nemours Foundation Section 403(b) Plan
- Type
- Defined contribution plan
- Participants
- 16,535
About this data
Source: The Nemours Foundation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The Nemours Foundation.