Tireco, Inc.

Gardena, CA Wholesale tradeNAICS 423100

Self-funded health planPlan year 2025Renews January
739Participants+6% vs. prior year
$1.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#12 of 18Wholesale trade in CABy participants

Overview

Tireco, Inc. sponsors a self-funded health plan that covered 739 participants in plan year 2025, up 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
739 · prior year 699
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Tireco, Inc. Health and Welfare Plan, plan 506 (739 participants)
Broker compensation
$55K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaAccidental Death & Dismemberment, Long-term disability, Short-term disability, Life1,072$330K$30K
Cigna Health and Life Insurance CompanyHospital Care, Critical Illness, Accidental Injury237$106K$16K
Aetna Life Insurance Co.Vision839$55K$5K
Cigna Health and Life Insurance Company and AffiliatesDental, HMO313$38K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.8M/ year

Estimated prescription spend: 739 participants × $2,371 national average per member. Usually higher once dependents are counted.

$46K–$112K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$33K
Lower-cost therapeutic alternatives$19K–$41K
Generic pricing vs. actual cost$8K–$25K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Tireco, Inc.
Sponsor EIN
95-4788769
Plan number
506
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 95-4788769 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Tireco, Inc. 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
1,202

About this data

Source: Tireco, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Tireco, Inc..

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