TOM James Company
Overview
TOM James Company sponsors a self-funded health plan that covered 1,326 participants in plan year 2025, down 4% from the prior year. The plan year starts in June. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,326 · prior year 1,378
- Plan year
- Begins June 1 · next renewal June 2027
- Health plans filed
- TOM James Company Group Benefit Plan, plan 501 (1,326 participants)
- Broker compensation
- $119K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Standard Insurance Company | Life, Long-term disability | 1,326 | $653K | $94K |
| Delta Dental of Tennessee | Dental | 1,274 | $381K | $17K |
| Vision Service Plan | Vision | 406 | $40K | $4K |
| Cigna Health and Life Insurance Company and Affiliates | Dental | 154 | $34K | $3K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,326 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- TOM James Company
- Sponsor EIN
- 35-1285878
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 35-1285878 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- TOM James Company 401(k) and Profit Sharing Plan
- Type
- 401(k) plan
- Participants
- 1,950
About this data
Source: TOM James Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with TOM James Company.