Totalenergies Finance USA, Inc.
Overview
Totalenergies Finance USA, Inc. sponsors a self-funded health plan that covered 4,411 participants in plan year 2025, down 15% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 4,411 · prior year 5,171
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Totalenergies Affiliates Health and Welfare Plan, plan 501 (4,411 participants); Totalenergies Affiliates Retiree Health Plan, plan 502 (2,863 participants)
- Broker compensation
- $251K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Vision, Life, Business Travel Accident | 9,727 | $4.1M | $166K |
| Unum Life Insurance Company of America | Long-term disability | 5,918 | $2.1M | $78K |
| Life Insurance Company of North America | Accidental Death and Dismemberment | 2,412 | $90K | — |
| Carelon Behavioral Health, Inc. | Employee Assistance Program | 4,380 | $74K | — |
| National Union Fire Ins. Co. of Pittsburgh, PA | Business Travel Accident | 1,645 | $30K | $7K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 4,411 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Totalenergies Finance USA, Inc.
- Sponsor EIN
- 23-3060301
- Plan numbers
- 501, 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 23-3060301 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Totalenergies Finance USA, Inc. Pension Plan
- Type
- Pension plan
- Participants
- 4,389
About this data
Source: Totalenergies Finance USA, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Totalenergies Finance USA, Inc..