Town Pump Inc.

Butte, MT RetailNAICS 447100

Self-funded health planPlan year 2025Renews January
1,130Participants-3% vs. prior year
$2.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 2Retail in MTBy participants

Overview

Town Pump Inc. sponsors a self-funded health plan that covered 1,130 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,130 · prior year 1,160
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Town Pump Inc. Employee Benefits Plan, plan 501 (1,130 participants)
Stop-loss carrier
Companion Life Insurance Company
Broker compensation
$83K across insured contracts
MedicalLife insuranceDentalVisionOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife2,113$476K$83K
Companion Life Insurance CompanyStop-loss854$276K—
Healthcheck360Wellness330$76K—
Integrated Behavioral HealthEmployee Assistance Program3,006$57K—
Intermountain HealthWellness97$7K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.7M/ year

Estimated prescription spend: 1,130 participants × $2,371 national average per member. Usually higher once dependents are counted.

$70K–$172K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$20K–$51K
Lower-cost therapeutic alternatives$30K–$62K
Generic pricing vs. actual cost$13K–$39K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Town Pump Inc.
Sponsor EIN
81-0270360
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 81-0270360 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Town Pump, ET AL 401(k) Plan
Type
401(k) plan
Participants
5,192

About this data

Source: Town Pump Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Town Pump Inc..

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