Transport Refrigeration, Inc.

De Pere, WI Other servicesNAICS 811310

Self-funded health planPlan year 2025Renews January
701Participants+18% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 8Other services in WIBy participants

Overview

Transport Refrigeration, Inc. sponsors a self-funded health plan that covered 701 participants in plan year 2025, up 18% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
701 · prior year 593
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Transport Refrigeration, Inc. Wrap Plan, plan 504 (701 participants)
Broker compensation
$151K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
GuardianLife, Short-term disability, Long-term disability701$550K$124K
Delta Dental of WisconsinDental506$257K$23K
Wyssta Insurance Company Inc.Vision470$43K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 701 participants × $2,371 national average per member. Usually higher once dependents are counted.

$43K–$107K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$32K
Lower-cost therapeutic alternatives$18K–$39K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Transport Refrigeration, Inc.
Sponsor EIN
39-1034368
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 39-1034368 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Transport Refrigeration Inc. 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
773

About this data

Source: Transport Refrigeration, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Transport Refrigeration, Inc..

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