Tree Top, Inc.

Selah, WA ManufacturingNAICS 311400

Self-funded health planPlan year 2025Renews January
859Participants0% vs. prior year
$2.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#18 of 33Manufacturing in WABy participants

Overview

Tree Top, Inc. sponsors a self-funded health plan that covered 859 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
859 · prior year 860
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Group Benefits Plan for Employees of Tree Top, Inc., plan 501 (859 participants)
Stop-loss carrier
Unimerica Insurance Company
Broker compensation
$68K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance of AmericaLife, Long-term disability915$885K$18K
Unum Insurance CompanyCritical Illness, Accident Insurance, Short-term disability499$272K$26K
Provident Life and Accident Insurance CompanyWorksite Benefits568$152K$22K
Unum Life Insurance Company of AmericaLife293$130K$3K
Teladoc Health, Inc.Telehealth1,501$26K—
CanopyEmployee Assistance Program910$21K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.0M/ year

Estimated prescription spend: 859 participants × $2,371 national average per member. Usually higher once dependents are counted.

$53K–$131K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$15K–$39K
Lower-cost therapeutic alternatives$23K–$47K
Generic pricing vs. actual cost$10K–$29K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Tree Top, Inc.
Sponsor EIN
91-0720280
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 91-0720280 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Tree Top, Inc. Pension Plan
Type
Pension plan
Participants
1,080

About this data

Source: Tree Top, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Tree Top, Inc..

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