Trinity Health

Minot, ND Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
2,295Participants+7% vs. prior year
$5.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 3Health care in NDBy participants

Overview

Trinity Health sponsors a self-funded health plan that covered 2,295 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,295 · prior year 2,143
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Trinity Health Group Health Benefit Plan, plan 501 (2,295 participants)
Broker compensation
$350K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
American Heritage Life Insurance CompanyLife682$894K$139K
The Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability2,017$696K$165K
Reliance Standard Life Insurance CompanyLife, Short-term disability, Long-term disability2,035$194K$29K
Metropolitan Life Insurance CompanyVision3,030$190K$17K
ComPsych CorporationEmployee Assistance Program2,295$30K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.4M/ year

Estimated prescription spend: 2,295 participants × $2,371 national average per member. Usually higher once dependents are counted.

$141K–$349K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$41K–$103K
Lower-cost therapeutic alternatives$60K–$126K
Generic pricing vs. actual cost$26K–$78K
PBM contract terms$14K–$41K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Trinity Health
Sponsor EIN
45-0226558
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 45-0226558 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Triniplus Retirement Plan
Type
401(k) plan
Participants
3,802

About this data

Source: Trinity Health's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Trinity Health.

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