Trinity Industries, Inc.
Overview
Trinity Industries, Inc. sponsors a self-funded health plan that covered 2,283 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,283 · prior year 2,131
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Trinity Wrap Plan, plan 609 (2,283 participants)
- Stop-loss carrier
- Bluecross Blueshield of Texas
- Broker compensation
- $389K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Bluecross Blueshield of Texas | Stop-loss | 4,293 | $1.3M | $234K |
| Standard Insurance Company | Life | 3,060 | $1.2M | $55K |
| Delta Dental Insurance Company | Dental | 4,263 | $1.2M | $5K |
| Hartford Life and Accident | Short-term disability, Long-term disability | 2,433 | $1.0M | $87K |
| Metropolitan Life Insurance Company | Medical | 1,526 | $595K | $108 |
| Davis Vision Managed Care Plan (by MetLife) | Vision | 4,044 | $243K | $5K |
| Magellan Healthcare | Employee Assistance Program | 2,665 | $38K | — |
| Zurich American Insurance Company | AD&D | 2,023 | $8K | $3K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,283 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Trinity Industries, Inc.
- Sponsor EIN
- 75-0225040
- Plan number
- 609
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 75-0225040 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Trinity Industries, Inc. 401(k) Plan as Restated Effective August 1, 2020
- Type
- 401(k) plan
- Participants
- 4,357
About this data
Source: Trinity Industries, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Trinity Industries, Inc..