Turning Point Community Programs

Rancho Cordova, CA Professional servicesNAICS 541990

Self-funded health planPlan year 2025Renews January
710Participants+10% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#28 of 34Professional services in CABy participants

Overview

Turning Point Community Programs sponsors a self-funded health plan that covered 710 participants in plan year 2025, up 10% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
710 · prior year 645
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Turning Point Community Programs Welfare Benefits Plan, plan 501 (710 participants)
Broker compensation
$131K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Aetna Life Insurance Co.Dental, Vision1,017$538K$53K
United of Omaha Life Insurance CompanyAccident, Critical Illness, Life, Long-term disability, Short-term disability710$391K$78K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 710 participants × $2,371 national average per member. Usually higher once dependents are counted.

$44K–$108K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$32K
Lower-cost therapeutic alternatives$19K–$39K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Turning Point Community Programs
Sponsor EIN
94-2609766
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 94-2609766 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Turning Point Community Programs 401(k) Retirement Plan
Type
401(k) plan
Participants
1,335

About this data

Source: Turning Point Community Programs's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Turning Point Community Programs.

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