Umass Memorial Health Care, Inc.
Overview
Umass Memorial Health Care, Inc. sponsors a self-funded health plan that covered 17,096 participants in plan year 2025, up 14% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 17,096 · prior year 14,929
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Umass Memorial Healthcare Group Welfare Benefit Plan, plan 501 (17,096 participants)
- Broker compensation
- $630K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliance Standard Life Insurance Company | Long-term disability, Life, Accidental Death and Dismemberment, Weekly Income | 15,263 | $12.7M | $533K |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co. | Vision | 22,799 | $1.4M | $7K |
| Metropolitan General Insurance Company | Legal | 3,395 | $642K | $81K |
| United Behavioral Health DBA Optum | Employee Assistance Program | 20,831 | $312K | — |
| Provident Life and Accident Insurance Company | Long-term disability | 58 | $286K | $5K |
| Metropolitan Life Insurance Company | Life | 53 | $125K | — |
| Petersen International Underwriters | Long-term disability | 41 | $119K | $5K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 17,096 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Umass Memorial Health Care, Inc.
- Sponsor EIN
- 04-3358566
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 04-3358566 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Umass Memorial Health Care 401(k) Plan
- Type
- 401(k) plan
- Participants
- 18,337
About this data
Source: Umass Memorial Health Care, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Umass Memorial Health Care, Inc..