United Airlines, Inc.
Overview
United Airlines, Inc. sponsors a self-funded health plan that covered 22,528 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 22,528 · prior year 21,049
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- United Airlines Pilot Retiree Health Account Plan, plan 550 (22,528 participants); United Airlines Pilot Health Reimbursement Account Plan, plan 553 (14,970 participants); United Airlines Technicians Health Reimbursement Account Plan, plan 551 (10,001 participants); United Airlines Technicians Retiree Health Account Plan, plan 552 (5,119 participants)
- Broker compensation
- $3.1M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Kaiser Foundation Health Plan Inc. | HMO | 12,717 | $133.5M | — |
| Securian Life Insurance Company | Life | 101,321 | $70.5M | $447K |
| Kaiser Foundation Health Plan of Colorado | HMO | 4,123 | $35.7M | — |
| Metropolitan Life Insurance Company | Life | 61,739 | $29.5M | $916K |
| Reliastar Life Insurance Company | Accident Voluntary, Critical Illness, Ca | 78,350 | $24.5M | — |
| Prudential Insurance Company of America | Short-term disability, Long-term disability, Paid Leave | 57,600 | $19.7M | $471K |
| Hmsa Blue Cross Blue Shield of Hawaii | Medical, Dental, Vision | 2,061 | $13.0M | — |
| Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. | HMO | 1,532 | $11.9M | — |
| Vision Service Plan | Vision | 31,546 | $9.3M | — |
| Kaiser Foundation Health Plan of Washington | HMO | 381 | $5.4M | — |
| Cigna Health and Life Insurance Company and Affiliates | Dental, HMO | 26,930 | $5.1M | — |
| Kaiser Foundation Health Plan, Inc. | HMO | 566 | $4.9M | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 22,528 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- United Airlines, Inc.
- Sponsor EIN
- 74-2099724
- Plan numbers
- 550, 553, 551, 552
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 74-2099724 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- United Airlines 401(k) Savings Plan
- Type
- 401(k) plan
- Participants
- 94,700
About this data
Source: United Airlines, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with United Airlines, Inc..