United Cerebral Palsy of Central Florida

Orlando, FL Other servicesNAICS 813000

Self-funded health planPlan year 2024Renews October
530ParticipantsFirst year on file
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Oct 2027Next renewalPlan year begins October 1
#18 of 18Other services in FLBy participants

Overview

United Cerebral Palsy of Central Florida sponsors a self-funded health plan that covered 530 participants in plan year 2024. The plan year starts in October. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
530
Plan year
Begins October 1 · next renewal October 2027
Health plans filed
United Cerebral Palsy of Central Florida Welfare Benefits Plan, plan 502 (530 participants)
Broker compensation
$31K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance Company and AffiliatesDental, Vision342$150K$15K
Principal Life Insurance CompanyShort-term disability135$73K$8K
Life Insurance Company of North AmericaLife530$43K$4K
Colonial Life and Accident Insurance CompanyLife, Short-term disability62$35K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 530 participants × $2,371 national average per member. Usually higher once dependents are counted.

$33K–$81K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$24K
Lower-cost therapeutic alternatives$14K–$29K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning October 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
United Cerebral Palsy of Central Florida
Sponsor EIN
59-0799925
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 59-0799925 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
UCP of Central Florida 403(b) Plan
Type
Defined contribution plan
Participants
744

About this data

Source: United Cerebral Palsy of Central Florida's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with United Cerebral Palsy of Central Florida.

Request a correction · Methodology