United Cerebral Palsy of New York City

New York, NY Health careNAICS 624100

Self-funded health planPlan year 2025Renews January
2,453Participants+2% vs. prior year
$5.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#35 of 137Health care in NYBy participants

Overview

United Cerebral Palsy of New York City sponsors a self-funded health plan that covered 2,453 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,453 · prior year 2,415
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
United Cerebral Palsy of New York City Employee Benefits Plan, plan 501 (2,453 participants); United Cerebral Palsy of New York City Deductible Healthcare Reimbursement Account Plan, plan 504 (1,203 participants); United Cerebral Palsy of New York City Healthcare Reimbursement Account Plan, plan 503 (230 participants)
Broker compensation
$28K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life and Health Insurance CompanyLife, Dental, Vision2,453$712K$6K
Anthem Blue Cross and Blue ShieldDental, Vision1,683$395K$13K
Prudential Insurance Company of AmericaLong-term disability179$52K$4K
Mutual of Omaha Insurance CompanyLong-term disability, Short-term disability272$46K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.8M/ year

Estimated prescription spend: 2,453 participants × $2,371 national average per member. Usually higher once dependents are counted.

$151K–$373K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$44K–$111K
Lower-cost therapeutic alternatives$65K–$135K
Generic pricing vs. actual cost$28K–$84K
PBM contract terms$15K–$44K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
United Cerebral Palsy of New York City
Sponsor EIN
13-5654532
Plan numbers
501, 504, 503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-5654532 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Tax Deferred Annuity Plan of Adapt Community Network
Type
401(k) plan
Participants
2,959

About this data

Source: United Cerebral Palsy of New York City's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with United Cerebral Palsy of New York City.

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