United Parcel Service of America. Inc.

Atlanta, GA Real estateNAICS 533110

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
3,422Participants+14% vs. prior year
$8.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 12Real estate in GABy participants

Overview

United Parcel Service of America. Inc. sponsors a self-funded health plan that covered 3,422 participants in plan year 2025, up 14% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,422 · prior year 2,989
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
UPS Crewmembers Benefit Package, plan 526 (3,422 participants); UPS Crewmembers Benefit Package for Retired Employees, plan 527 (664 participants)
Broker compensation
$1.5M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLong-term disability127,200$42.4M—
Securian Life Insurance CompanyLife152,683$41.2M$450K
Kaiser Foundation Health Plan Inc.Medical3,577$31.4M—
Aetna Life Insurance Co.Dental13,042$7.5M—
United Healthcare Insurance CompanyVision52,595$6.3M—
Kaiser Foundation Health Plan of GeorgiaMedical1,000$5.3M—
Kaiser Foundation Health Plan, Inc.Medical486$5.3M—
Triple S Salud, Inc.Medical, Prescription drug, Dental, PPO319$5.2M$259K
MetLife Legal PlansLegal20,936$5.0M$829K
Kaiser Foundation Health Plan of WashingtonMedical219$2.2M—
Kaiser Foundation Health Plan of the NorthwestMedical306$1.9M—
Kaiser Foundation Health Plan of the Mid-AtlanticMedical310$1.8M—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$8.1M/ year

Estimated prescription spend: 3,422 participants × $2,371 national average per member. Usually higher once dependents are counted.

$211K–$520K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$62K–$154K
Lower-cost therapeutic alternatives$90K–$188K
Generic pricing vs. actual cost$39K–$117K
PBM contract terms$20K–$61K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
United Parcel Service of America. Inc.
Sponsor EIN
95-1732075
Plan numbers
526, 527
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 95-1732075 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Teamster - UPS National 401(k) Tax Deferred Savings Plan
Type
401(k) plan
Participants
487,809

About this data

Source: United Parcel Service of America. Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with United Parcel Service of America. Inc..

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