United Veterinary Care

Palm Beach Gardens, FL Professional servicesNAICS 541940

Self-funded health planPlan year 2025Renews January
2,506Participants+5% vs. prior year
$5.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 53Professional services in FLBy participants

Overview

United Veterinary Care sponsors a self-funded health plan that covered 2,506 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,506 · prior year 2,393
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
United Veterinary Care Health and Welfare Plan, plan 501 (2,506 participants)
Stop-loss carrier
UnitedHealthcare Stop Loss United Health
Broker compensation
$135K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
UnitedHealthcare Insurance CompanyDental, Life, Short-term disability, Long-term disability, Vision2,510$2.1M$60K
Kaiser Foundation Health PlanHMO143$1.3M$65K
UnitedHealthcare Stop Loss United HealthStop-loss1,393$1.1M—
Kaiser Foundation Health Plan, Inc.Medical27$222K$11K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.9M/ year

Estimated prescription spend: 2,506 participants × $2,371 national average per member. Usually higher once dependents are counted.

$154K–$381K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$45K–$113K
Lower-cost therapeutic alternatives$66K–$138K
Generic pricing vs. actual cost$29K–$86K
PBM contract terms$15K–$45K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
United Veterinary Care
Sponsor EIN
83-3303965
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 83-3303965 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: United Veterinary Care's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with United Veterinary Care.

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