University of Richmond
Overview
University of Richmond sponsors a self-funded health plan that covered 2,201 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,201 · prior year 2,097
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- University of Richmond Employee Welfare Benefits Plan, plan 511 (2,201 participants)
- Stop-loss carrier
- Cigna Health and Life Insurance Company and Affiliates
- Broker compensation
- $59K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Life, Long-term disability, Bacc (AD&D) | 2,770 | $1.1M | $38K |
| Humana Insurance Company | Medical, PPO | 343 | $974K | — |
| Delta Dental of Virginia | Dental | 2,563 | $877K | — |
| Anthem Health Plans of Virginia DBA Anthem Bcbs (g1605) | Vision | 1,970 | $89K | — |
| Cigna Health and Life Insurance Company | Hospital Care | 302 | $84K | $13K |
| Cigna Health and Life Insurance Company and Affiliates | Stop-loss | 368 | $53K | $8K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,201 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- University of Richmond
- Sponsor EIN
- 54-0505965
- Plan number
- 511
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 54-0505965 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- University of Richmond Defined Contribution Retirement Plan
- Type
- Defined contribution plan
- Participants
- 3,607
About this data
Source: University of Richmond's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with University of Richmond.