University of San Francisco

San Francisco, CA EducationNAICS 611000

Self-funded health planPlan year 2025Renews January
1,279Participants+1% vs. prior year
$3.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 12Education in CABy participants

Overview

University of San Francisco sponsors a self-funded health plan that covered 1,279 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,279 · prior year 1,269
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
University of San Francisco Retirement Healthcare Savings Plan, plan 515 (1,279 participants)
Broker compensation
$676 across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Kaiser Foundation Health Plan Inc.Medical, Prescription drug, HMO1,313$11.1M$658
Life Insurance Company of North AmericaLife, Accidental Death and Dismemberment, Long-term disability1,612$1.0M—
Kaiser Foundation Health Plan, Inc.Medical, Prescription drug, HMO39$286K$18
Vision Service PlanVision1,087$198K—
Concern EAPEmployee Assistance Program1,354$96K—
National Union Fire Ins. Co. of Pittsburgh, PAAccidental Death and Dismemberment and B1,353$4K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.0M/ year

Estimated prescription spend: 1,279 participants × $2,371 national average per member. Usually higher once dependents are counted.

$79K–$194K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$58K
Lower-cost therapeutic alternatives$34K–$70K
Generic pricing vs. actual cost$15K–$44K
PBM contract terms$8K–$23K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
University of San Francisco
Sponsor EIN
94-1156628
Plan number
515
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 94-1156628 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
University of San Francisco Defined Contribution Retirement Plan
Type
Defined contribution plan
Participants
4,135

About this data

Source: University of San Francisco's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with University of San Francisco.

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