Unum Group
Overview
Unum Group sponsors a self-funded health plan that covered 9,638 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 9,638 · prior year 9,425
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Unum Group Welfare Benefits Plan, plan 505 (9,638 participants); Unum Group Retiree Benefits Plan, plan 514 (3,478 participants)
- Broker compensation
- $69K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Flex-Add; Flex-Life, Flex Ltd, Life | 9,168 | $9.0M | — |
| Unum Insurance Company | Critical Illness, Hospital Indemity, GRP Accident | 3,879 | $3.5M | — |
| Starmount Life Insurance Company | Vision | 6,680 | $1.3M | — |
| Colonial Life & Accident Insurance Company | Life, Short-term disability | 697 | $975K | $69K |
| United Behavioral Health DBA Optum | EAP | 9,176 | $72K | — |
| Zurich American Insurance Company | Accidental Death & Dismemberment | 9,176 | $12K | — |
| Provident Life and Accident Insurance Company | Life | 803 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 9,638 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Unum Group
- Sponsor EIN
- 62-1598430
- Plan numbers
- 505, 514
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 62-1598430 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Unum Group 401k Retirement Plan
- Type
- 401(k) plan
- Participants
- 12,797
About this data
Source: Unum Group's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Unum Group.