UPG Enterprises LLC

Oak Brook, IL Holding companiesNAICS 551112

Self-funded health planPlan year 2025Renews January

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941Participants-8% vs. prior year

$2.2MEst. pharmacy spend / yrParticipants × national avg.

Jan 2027Next renewalPlan year begins January 1

#7 of 12Holding companies in ILBy participants

Overview

UPG Enterprises LLC sponsors a self-funded health plan that covered 941 participants in plan year 2025, down 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type: ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants: 941 · prior year 1,021
Plan year: Begins January 1 · next renewal January 2027
Health plans filed: UPG Enterprises LLC Health and Welfare Benefit Plan, plan 501 (941 participants)
Broker compensation: $96K across insured contracts

MedicalLife insuranceDentalVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

Carrier	Coverage	Covered	Premium	Broker comp
The Lincoln National Life Insurance Company	Life, Short-term disability	941	$397K	$94K
Vision Service Plan	Vision	344	$34K	$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.2M/ year

Estimated prescription spend: 941 participants × $2,371 national average per member. Usually higher once dependents are counted.

$58K–$143K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$17K–$42K

Lower-cost therapeutic alternatives$25K–$52K

Generic pricing vs. actual cost$11K–$32K

PBM contract terms$6K–$17K

The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing: Form 5500 with Schedule A, plan year 2025
Plan sponsor: UPG Enterprises LLC
Sponsor EIN: 47-1574790
Plan number: 501
Filed with: U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-1574790 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: UPG Enterprises LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with UPG Enterprises LLC.

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