Valero Energy Corporation
Overview
Valero Energy Corporation sponsors a self-funded health plan that covered 7,808 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 7,808 · prior year 7,820
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Valero Energy Corporation Flex and Renewable Fuels Plan, plan 527 (7,808 participants)
- Broker compensation
- $3.5M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life | 7,678 | $14.0M | $811K |
| Unum Life Insurance Company of America | Short-term disability, Long-term disability | 7,653 | $12.0M | $458K |
| Sierra Health and Life Insurance Co. Inc. | Medical | 2,124 | $9.2M | $123K |
| United American Insurance Co. | Medical | 1,952 | $5.8M | $794K |
| Kaiser Foundation Health Plan Inc. | HMO | 663 | $5.8M | — |
| Express Scripts, Inc. | Prescription drug | 1,952 | $5.3M | $274K |
| Kaiser Foundation Health Plan, Inc. | HMO | 568 | $3.9M | — |
| Bluecross Blueshield of Tennessee, Inc. | Medical | 388 | $3.8M | $118K |
| Federal Insurance Company | Death Benefits | 7,601 | $1.9M | $587K |
| Continental American Insurance Company | Critical Illness | 4,833 | $831K | $177K |
| Provident Life and Accident Insurance Company | Long-term disability | 538 | $559K | $114K |
| Arag Services, LLC | Legal | 2,318 | $521K | $52K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 7,808 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Valero Energy Corporation
- Sponsor EIN
- 74-1828067
- Plan number
- 527
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 74-1828067 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Valero Energy Corporation Pension Plan
- Type
- Pension plan
- Participants
- 11,896
About this data
Source: Valero Energy Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Valero Energy Corporation.