Vallen Distribution, Inc.

Belmont, NC Wholesale tradeNAICS 423600

Self-funded health planPlan year 2025Renews January
3,008Participants+4% vs. prior year
$7.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 22Wholesale trade in NCBy participants

Overview

Vallen Distribution, Inc. sponsors a self-funded health plan that covered 3,008 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,008 · prior year 2,901
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Vallen Distribution, Inc. Health & Welfare Plan, plan 502 (3,008 participants)
Broker compensation
$204K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life Insurance CompanyLife, Short-term disability, Long-term disability7,654$1.2M$186K
Provident Life and Accident Insurance CompanyLong-term disability39$69K$18K
Health Advocate Solutions, Inc.Employee Assistance Program3,008$40K—
Voya FinancialEmployee Assistance Program3,008$15K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$7.1M/ year

Estimated prescription spend: 3,008 participants × $2,371 national average per member. Usually higher once dependents are counted.

$185K–$457K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$54K–$136K
Lower-cost therapeutic alternatives$79K–$165K
Generic pricing vs. actual cost$34K–$103K
PBM contract terms$18K–$53K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Vallen Distribution, Inc.
Sponsor EIN
56-2281578
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 56-2281578 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Vallen Distribution, Inc. 401(k) Plan
Type
401(k) plan
Participants
3,753

About this data

Source: Vallen Distribution, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Vallen Distribution, Inc..

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