Vannguard Utility Partners, Inc.

Deforest, WI ConstructionNAICS 238900

Self-funded health planPlan year 2025Renews January
776Participants+0% vs. prior year
$1.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 10Construction in WIBy participants

Overview

Vannguard Utility Partners, Inc. sponsors a self-funded health plan that covered 776 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
776 · prior year 775
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Vannguard Utility Partners, Inc. Employee Benefit Plan, plan 501 (776 participants)
Broker compensation
$15K across insured contracts
MedicalLife insuranceDentalShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Wellmark Inc.Dental546$178K—
American Heritage Life Insurance CompanyShort-term disability108$80K$10K
Sun Life Assurance Company of CanadaLife, Long-term disability766$55K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.8M/ year

Estimated prescription spend: 776 participants × $2,371 national average per member. Usually higher once dependents are counted.

$48K–$118K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$14K–$35K
Lower-cost therapeutic alternatives$20K–$43K
Generic pricing vs. actual cost$9K–$26K
PBM contract terms$5K–$14K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Vannguard Utility Partners, Inc.
Sponsor EIN
42-1502105
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 42-1502105 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Vannguard Utility Partners, Inc. 401(k) Plan
Type
401(k) plan
Participants
486

About this data

Source: Vannguard Utility Partners, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Vannguard Utility Partners, Inc..

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