Vestis Services, LLC

Roswell, GA Other servicesNAICS 812330

Self-funded health planPlan year 2025Renews January
10,485Participants-4% vs. prior year
$24.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 10Other services in GABy participants

Overview

Vestis Services, LLC sponsors a self-funded health plan that covered 10,485 participants in plan year 2025, down 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
10,485 · prior year 10,960
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Vestis Health and Welfare Plan, plan 501 (10,485 participants)
Stop-loss carrier
HM Life Insurance Company
Broker compensation
$272K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, BTA, Short-term disability, Long-term disability13,622$3.8M$130K
HM Life Insurance CompanyStop-loss5,273$1.4M$135K
Quartz Health Benefit Plans Corp.Medical, Prescription drug, HMO, PPO181$1.3M—
Vision Service PlanVision4,896$781K—
Delta Dental of PennsylvaniaDental5,644$311K—
United Behavioral Health DBA OptumEmployee Assistance Program9,412$217K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$24.9M/ year

Estimated prescription spend: 10,485 participants × $2,371 national average per member. Usually higher once dependents are counted.

$646K–$1.6M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$189K–$472K
Lower-cost therapeutic alternatives$276K–$577K
Generic pricing vs. actual cost$119K–$358K
PBM contract terms$62K–$186K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Vestis Services, LLC
Sponsor EIN
95-3082883
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 95-3082883 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Vestis Services, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Vestis Services, LLC.

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