Waffle House, Inc.
Overview
Waffle House, Inc. sponsors a self-funded health plan that covered 5,781 participants in plan year 2025, down 5% from the prior year. The plan year starts in June. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 5,781 · prior year 6,084
- Plan year
- Begins June 1 · next renewal June 2027
- Health plans filed
- Waffle House System Employee Benefit Plan, plan 501 (5,781 participants); Waffle House, Inc. Occupational Injury Employee Benefit Plan for Texas Associates, plan 502 (3,049 participants)
- Broker compensation
- $134K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Symetra Life Insurance Company | Life | 5,098 | $542K | $133K |
| Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. | Vision | 7,149 | $474K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 5,781 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Waffle House, Inc.
- Sponsor EIN
- 58-0652840
- Plan numbers
- 501, 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 58-0652840 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Waffle House, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Waffle House, Inc..