Washington University in St. Louis
Overview
Washington University in St. Louis sponsors a self-funded health plan that covered 24,174 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 24,174 · prior year 23,752
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Washington University Master Welfare Benefit Plan, plan 501 (24,174 participants); Washington University Retirement Medical Savings Account Plan, plan 517 (5,825 participants)
- Broker compensation
- $268K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Delta Dental of Missouri | Dental | 43,611 | $13.3M | — |
| Metropolitan Life Insurance Company | Life | 34,389 | $8.1M | $182K |
| Unum Life Insurance Company of America | Long-term disability | 18,781 | $6.3M | $86K |
| Vision Service Plan | Vision | 18,757 | $2.0M | — |
| Zurich American Insurance Company | AD&D | 29,988 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 24,174 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Washington University in St. Louis
- Sponsor EIN
- 43-0653611
- Plan numbers
- 501, 517
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 43-0653611 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Washington University Retirement Savings Plan
- Type
- Defined contribution plan
- Participants
- 40,319
About this data
Source: Washington University in St. Louis's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Washington University in St. Louis.