Watsontown Trucking Company

Milton, PA Transportation & logisticsNAICS 484120

Self-funded health planPlan year 2024Renews October
804ParticipantsFirst year on file
$1.9MEst. pharmacy spend / yrParticipants × national avg.
Oct 2027Next renewalPlan year begins October 1
#4 of 10Transportation & logistics in PABy participants

Overview

Watsontown Trucking Company sponsors a self-funded health plan that covered 804 participants in plan year 2024. The plan year starts in October. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
804
Plan year
Begins October 1 · next renewal October 2027
Health plans filed
Watsontown Trucking Company Welfare Benefits Plan, plan 502 (804 participants)
Stop-loss carrier
Brokerage Concepts, Inc.
Broker compensation
$363K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
American United Life Insurance CompanyLife, Short-term disability, Long-term disability238$606K$176K
Brokerage Concepts, Inc.Stop-loss592$296K—
Combined InsuranceVirtual Urgent Care & Virtual Mental Hea1,544$210K$179K
Delta Dental of PennsylvaniaDental911$137K—
First Stop Health, LLCVirtual Urgent Care + Virtual Mental Hea804$72K$5K
Medical Air Services Association, Inc.Emergency Transportation238$52K$2K
Davis VisionVision935$31K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.9M/ year

Estimated prescription spend: 804 participants × $2,371 national average per member. Usually higher once dependents are counted.

$50K–$122K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$14K–$36K
Lower-cost therapeutic alternatives$21K–$44K
Generic pricing vs. actual cost$9K–$27K
PBM contract terms$5K–$14K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning October 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Watsontown Trucking Company
Sponsor EIN
24-0836088
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 24-0836088 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Watsontown Trucking Company Retirement Plan
Type
401(k) plan
Participants
1,254

About this data

Source: Watsontown Trucking Company's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Watsontown Trucking Company.

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