Whitsons Food Service Corp.

Islandia, NY HospitalityNAICS 722300

Self-funded health planPlan year 2025Renews January
986Participants+8% vs. prior year
$2.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 8Hospitality in NYBy participants

Overview

Whitsons Food Service Corp. sponsors a self-funded health plan that covered 986 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
986 · prior year 911
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Whitsons Food Service Corp. Health and Welfare Benefit Plan, plan 501 (986 participants)
Broker compensation
$123K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance Company and AffiliatesDental, Vision1,051$703K$43K
The Guardian Life Insurance Company of AmericaLife, Long-term disability842$271K$42K
AflacLife, Short-term disability56$146K$34K
United of Omaha Life Insurance CompanyLife, Long-term disability986$77K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.3M/ year

Estimated prescription spend: 986 participants × $2,371 national average per member. Usually higher once dependents are counted.

$61K–$150K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$44K
Lower-cost therapeutic alternatives$26K–$54K
Generic pricing vs. actual cost$11K–$34K
PBM contract terms$6K–$18K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Whitsons Food Service Corp.
Sponsor EIN
11-2492292
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 11-2492292 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Whitsons Food Service Corp.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Whitsons Food Service Corp..

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