Wholesale Electric Supply Co. of Houston, Inc.

Houston, TX Wholesale tradeNAICS 423600

Self-funded health planPlan year 2025Renews March
638Participants+7% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Mar 2027Next renewalPlan year begins March 1
#39 of 45Wholesale trade in TXBy participants

Overview

Wholesale Electric Supply Co. of Houston, Inc. sponsors a self-funded health plan that covered 638 participants in plan year 2025, up 7% from the prior year. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
638 · prior year 596
Plan year
Begins March 1 · next renewal March 2027
Health plans filed
Wholesale Electric Supply Co. of Houston, Inc. Combined Welfare Benefit Plan, plan 504 (638 participants)
Broker compensation
$118K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Guardian Life Insurance Company of AmericaLife, Long-term disability614$367K$72K
AflacLife126$164K$39K
Cigna Health and Life Insurance CompanyDental, Vision, HMO860$76K$8K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 638 participants × $2,371 national average per member. Usually higher once dependents are counted.

$39K–$97K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$29K
Lower-cost therapeutic alternatives$17K–$35K
Generic pricing vs. actual cost$7K–$22K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning March 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Wholesale Electric Supply Co. of Houston, Inc.
Sponsor EIN
74-1539498
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 74-1539498 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Wholesale Electric Supply Company of Houston, Inc. Employee Savings Plan
Type
401(k) plan
Participants
704

About this data

Source: Wholesale Electric Supply Co. of Houston, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Wholesale Electric Supply Co. of Houston, Inc..

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