Wilson and Company, Inc. Engineers and Architects

Albuquerque, NM Professional servicesNAICS 541330

Self-funded health planPlan year 2025Renews January
724Participants+12% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 3Professional services in NMBy participants

Overview

Wilson and Company, Inc. Engineers and Architects sponsors a self-funded health plan that covered 724 participants in plan year 2025, up 12% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
724 · prior year 649
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Wilson & Company, Inc., Engineers & Architects Health and Welfare Benefit Plan, plan 501 (724 participants)
Broker compensation
$71K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of New MexicoDental1,115$451K—
The Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability724$408K$62K
Vision Service PlanVision508$104K—
Unum Life Insurance Company of AmericaLong Term Care52$40K$9K
Evernorth Care Solutions, Inc.Employee Assistance Program1,778$16K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 724 participants × $2,371 national average per member. Usually higher once dependents are counted.

$45K–$110K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$33K
Lower-cost therapeutic alternatives$19K–$40K
Generic pricing vs. actual cost$8K–$25K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Wilson and Company, Inc. Engineers and Architects
Sponsor EIN
48-1176300
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 48-1176300 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Wilson & Company 401(k) Plan
Type
401(k) plan
Participants
1,009

About this data

Source: Wilson and Company, Inc. Engineers and Architects's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Wilson and Company, Inc. Engineers and Architects.

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