Winstead PC
Overview
Winstead PC sponsors a self-funded health plan that covered 570 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 570 · prior year 575
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Winstead PC Flexible Benefit Plan, plan 501 (570 participants)
- Stop-loss carrier
- HCC Life Insurance Company
- Broker compensation
- $290K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Standard Insurance Company | Life, Short-term disability, Long-term disability | 570 | $978K | $168K |
| HCC Life Insurance Company | Stop-loss | 521 | $930K | $86K |
| Cigna Health and Life Insurance Company and Affiliated (cigna) | Dental | 443 | $370K | $20K |
| Vision Service Plan | Vision | 381 | $106K | $12K |
| Cigna Dental Health of Texas, Inc. | Dental | 168 | $56K | $3K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 570 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Winstead PC
- Sponsor EIN
- 75-2404691
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 75-2404691 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Winstead 401(k) Savings and Profit Sharing Plan
- Type
- 401(k) plan
- Participants
- 681
About this data
Source: Winstead PC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Winstead PC.