XL Parts LLC

Houston, TX Wholesale tradeNAICS 423100

Self-funded health planPlan year 2025Renews April
956Participants+1% vs. prior year
$2.3MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#28 of 45Wholesale trade in TXBy participants

Overview

XL Parts LLC sponsors a self-funded health plan that covered 956 participants in plan year 2025, about the same as the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
956 · prior year 948
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
XL Parts Employee Benefit Plan, plan 501 (956 participants)
Broker compensation
$154K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, AD&D, Short-term disability, Long-term disability955$444K$103K
The Guardian Life Insurance Company of AmericaDental, Vision, Life, Short-term disability, Long-term disability607$241K$51K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.3M/ year

Estimated prescription spend: 956 participants × $2,371 national average per member. Usually higher once dependents are counted.

$59K–$145K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$17K–$43K
Lower-cost therapeutic alternatives$25K–$53K
Generic pricing vs. actual cost$11K–$33K
PBM contract terms$6K–$17K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
XL Parts LLC
Sponsor EIN
36-4823231
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-4823231 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
XL Parts 401(k) Plan
Type
401(k) plan
Participants
2,033

About this data

Source: XL Parts LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with XL Parts LLC.

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