Y-Tec Keylex Toyotetsu Alabama, Inc.

Madison, AL RetailNAICS 441300

Self-funded health planPlan year 2025Renews May
691Participants0% vs. prior year
$1.6MEst. pharmacy spend / yrParticipants × national avg.
May 2027Next renewalPlan year begins May 1
#3 of 5Retail in ALBy participants

Overview

Y-Tec Keylex Toyotetsu Alabama, Inc. sponsors a self-funded health plan that covered 691 participants in plan year 2025, about the same as the prior year. The plan year starts in May. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
691 · prior year 691
Plan year
Begins May 1 · next renewal May 2027
Health plans filed
Y-Tec Keylex Toyotetsu Alabama Health and Welfare Plan, plan 501 (691 participants)
Broker compensation
$142K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
American United Life Insurance CompanyLife, Short-term disability, Long-term disability523$606K$115K
Blue Cross and Blue Shield of AlabamaDental870$208K—
The Guardian Life Insurance Company of AmericaAccident, Critical Illness238$95K$21K
Vision Service PlanVision441$65K$2K
Arag Insurance CompanyLegal130$29K$4K
New Directions Behavioral HealthEmployee Assistance Program569$7K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 691 participants × $2,371 national average per member. Usually higher once dependents are counted.

$43K–$105K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$31K
Lower-cost therapeutic alternatives$18K–$38K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning May 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Y-Tec Keylex Toyotetsu Alabama, Inc.
Sponsor EIN
83-3882944
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 83-3882944 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Y-Tec Keylex Toyotetsu Alabama, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Y-Tec Keylex Toyotetsu Alabama, Inc..

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