Yancey Bros. Co.

Austell, GA Wholesale tradeNAICS 423800

Self-funded health planPlan year 2025Renews January
2,876Participants+28% vs. prior year
$6.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 26Wholesale trade in GABy participants

Overview

Yancey Bros. Co. sponsors a self-funded health plan that covered 2,876 participants in plan year 2025, up 28% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,876 · prior year 2,243
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Yancey Bros. Employees Group Insurance Plan, plan 501 (2,876 participants)
Stop-loss carrier
Granular Insurance Company
Broker compensation
$341K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Granular Insurance CompanyStop-loss2,105$2.8M$199K
Continental American Insurance CompanyLife, Long-term disability, Short-term disability2,961$1.3M$109K
United Healthcare Insurance CompanyMedical, Dental, Vision3,260$262K$26K
Metropolitan General Insurance CompanyLegal678$122K$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.8M/ year

Estimated prescription spend: 2,876 participants × $2,371 national average per member. Usually higher once dependents are counted.

$177K–$437K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$52K–$130K
Lower-cost therapeutic alternatives$76K–$158K
Generic pricing vs. actual cost$33K–$98K
PBM contract terms$17K–$51K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Yancey Bros. Co.
Sponsor EIN
58-0515740
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 58-0515740 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Yancey Bros. Employees' 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
3,479

About this data

Source: Yancey Bros. Co.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Yancey Bros. Co..

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