Yorozu America Corporation

Morrison, TN ManufacturingNAICS 336300

Self-funded health planPlan year 2025Renews January
1,052Participants+4% vs. prior year
$2.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#24 of 54Manufacturing in TNBy participants

Overview

Yorozu America Corporation sponsors a self-funded health plan that covered 1,052 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,052 · prior year 1,011
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Yorozu America Corporation Health and Welfare Plan, plan 501 (1,052 participants)
Stop-loss carrier
Bluere of Tennessee
Broker compensation
$14K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLong-term disability, Short-term disability, Life713$1.0M$4K
Bluere of TennesseeStop-loss1,773$806K$10K
Vision Service PlanVision829$127K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.5M/ year

Estimated prescription spend: 1,052 participants × $2,371 national average per member. Usually higher once dependents are counted.

$65K–$160K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$19K–$47K
Lower-cost therapeutic alternatives$28K–$58K
Generic pricing vs. actual cost$12K–$36K
PBM contract terms$6K–$19K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Yorozu America Corporation
Sponsor EIN
62-1290313
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 62-1290313 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Yorozu America Corporation Savings Plan
Type
401(k) plan
Participants
1,115

About this data

Source: Yorozu America Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Yorozu America Corporation.

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