Youth Opportunity Investments, LLC
Overview
Youth Opportunity Investments, LLC sponsors a self-funded health plan that covered 933 participants in plan year 2025, up 68% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 933 · prior year 556
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Youth Opportunity Investments Health and Welfare Plan, plan 501 (933 participants)
- Stop-loss carrier
- United Healthcare Insurance Company
- Broker compensation
- $42K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| United Healthcare Insurance Company | Stop-loss | 933 | $1.5M | $2K |
| United of Omaha Life Insurance Company | Life, Short-term disability, Critical Illness Voluntary, Accident Only Voluntary | 1,555 | $148K | $18K |
| Unum Life Insurance Company of America | Life, Short-term disability | 1,638 | $104K | $14K |
| Unum Insurance Company | Group Accident, Attained Age Critical Illness | 197 | $40K | $9K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 933 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Youth Opportunity Investments, LLC
- Sponsor EIN
- 27-0972875
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 27-0972875 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Youth Opportunity Investments, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Youth Opportunity Investments, LLC.