Youth Villages

Bartlett, TN Health careNAICS 624100

Self-funded health planPlan year 2025Renews January
6,804Participants+38% vs. prior year
$16.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 51Health care in TNBy participants

Overview

Youth Villages sponsors a self-funded health plan that covered 6,804 participants in plan year 2025, up 38% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
6,804 · prior year 4,946
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Youth Villages Welfare Benefit Plan, plan 501 (6,804 participants)
Broker compensation
$442K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Provident Life and Accident Insurance CompanyLife, Short-term disability3,112$950K$241K
Unum Insurance CompanyGroup Accident, Critical Illness1,478$486K$87K
Unum Life Insurance Company of AmericaCritical Illness, Accident, Life1,879$482K$87K
UnitedHealthcare Insurance CompanyVision5,600$282K$28K
ComPsychEmployee Assistance Program4,653$65K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$16.1M/ year

Estimated prescription spend: 6,804 participants × $2,371 national average per member. Usually higher once dependents are counted.

$419K–$1.0M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$123K–$307K
Lower-cost therapeutic alternatives$179K–$374K
Generic pricing vs. actual cost$77K–$232K
PBM contract terms$40K–$121K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Youth Villages
Sponsor EIN
58-1716970
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 58-1716970 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Youth Villages Retirement Plan
Type
401(k) plan
Participants
3,618

About this data

Source: Youth Villages's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Youth Villages.

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