Zones, LLC
Overview
Zones, LLC sponsors a self-funded health plan that covered 1,052 participants in plan year 2024. The plan year starts in October. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,052
- Plan year
- Begins October 1 · next renewal October 2027
- Health plans filed
- Zones, LLC Benefits Plan, plan 501 (1,052 participants)
- Broker compensation
- $149K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Life, Short-term disability, Long-term disability | 983 | $663K | $116K |
| Sun Life Assurance Company of Canada | Accident, Critical Illness, Hospital | 183 | $177K | $33K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,052 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2024
- Plan sponsor
- Zones, LLC
- Sponsor EIN
- 91-1431894
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 91-1431894 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Zones, LLC 401(k) Plan
- Type
- 401(k) plan
- Participants
- 2,010
About this data
Source: Zones, LLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Zones, LLC.