A&m Special Purchasing, Inc.

North Kingstown, RI RetailNAICS 452900

Self-funded health planPlan year 2025Renews January
4,379Participants0% vs. prior year
$10.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 2Retail in RIBy participants

Overview

A&m Special Purchasing, Inc. sponsors a self-funded health plan that covered 4,379 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,379 · prior year 4,379
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Ocean State Jobbers, Inc. Wrap Benefit Plan, plan 507 (4,379 participants)
Broker compensation
$192K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life Insurance CompanyLife, Short-term disability, Long-term disability3,027$1.1M$184K
Delta Dental of Rhode IslandDental2,274$677K$8K
Eyemed Vision CareVision2,297$159K—
Empathia, Inc.Employee Assistance Program4,723$32K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$10.4M/ year

Estimated prescription spend: 4,379 participants × $2,371 national average per member. Usually higher once dependents are counted.

$270K–$666K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$79K–$197K
Lower-cost therapeutic alternatives$115K–$241K
Generic pricing vs. actual cost$50K–$150K
PBM contract terms$26K–$78K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
A&m Special Purchasing, Inc.
Sponsor EIN
05-0405488
Plan number
507
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 05-0405488 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Ocean State Jobbers, Inc. & Affiliates 401(k) Plan
Type
401(k) plan
Participants
4,414

About this data

Source: A&m Special Purchasing, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with A&m Special Purchasing, Inc..

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