Amica Mutual Insurance Company
Overview
Amica Mutual Insurance Company sponsors a self-funded health plan that covered 3,622 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,622 · prior year 3,521
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Amica Mutual Insurance Company Health and Welfare Plan, plan 501 (3,622 participants)
- Broker compensation
- $468K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Amica Life Insurance Company | Life | 3,467 | $5.5M | — |
| Continental American Insurance Company | Long-term disability, Accident, Critical Illness, Hospital Ind | 3,489 | $1.2M | $468K |
| Aetna Life Insurance Co. | Medical, PPO | 670 | $543K | — |
| Fidelity Security Life Insurance Company | Vision | 4,775 | $380K | — |
| Arag Insurance Company | Legal | 2,316 | $266K | — |
| Federal Insurance Company | Accidental Death & Dismemberment | 3,509 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,622 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Amica Mutual Insurance Company
- Sponsor EIN
- 05-0348344
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 05-0348344 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Amica Pension Fund
- Type
- Pension plan
- Participants
- 5,706
About this data
Source: Amica Mutual Insurance Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Amica Mutual Insurance Company.