ABC Fine Wine & Spirits

Orlando, FL RetailNAICS 445310

Self-funded health planPlan year 2024Renews July
1,132ParticipantsFirst year on file
$2.7MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#15 of 34Retail in FLBy participants

Overview

ABC Fine Wine & Spirits sponsors a self-funded health plan that covered 1,132 participants in plan year 2024. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,132
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
ABC Fine Wine & Spirits Welfare Benefits Plan, plan 501 (1,132 participants)
Broker compensation
$13K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLife, Short-term disability, Long-term disability1,126$319K$13K
UnitedHealthcare Insurance CompanyVision585$103K—
Unum Life Insurance Company of AmericaGroup Long Term Care31$13K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.7M/ year

Estimated prescription spend: 1,132 participants × $2,371 national average per member. Usually higher once dependents are counted.

$70K–$172K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$20K–$51K
Lower-cost therapeutic alternatives$30K–$62K
Generic pricing vs. actual cost$13K–$39K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
ABC Fine Wine & Spirits
Sponsor EIN
59-0686670
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 59-0686670 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
ABC Fine Wine & Spirits 401k Retirement & Savings Plan
Type
401(k) plan
Participants
1,393

About this data

Source: ABC Fine Wine & Spirits's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with ABC Fine Wine & Spirits.

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