Giant Oil, Inc.

Tampa Bay, FL RetailNAICS 447100

Self-funded health planPlan year 2025Renews January

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769Participants-1% vs. prior year

$1.8MEst. pharmacy spend / yrParticipants × national avg.

Jan 2027Next renewalPlan year begins January 1

#20 of 34Retail in FLBy participants

Overview

Giant Oil, Inc. sponsors a self-funded health plan that covered 769 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability.

Plan type: ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants: 769 · prior year 778
Plan year: Begins January 1 · next renewal January 2027
Health plans filed: Giant Oil, Inc., plan 501 (769 participants)
Broker compensation: $35K across insured contracts

MedicalLife insuranceDentalVisionShort-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

Carrier	Coverage	Covered	Premium	Broker comp
Humana Insurance Company	Dental, Vision, Life	157	$117K	$12K
Sun Life Assurance Company of Canada	Short-term disability	45	$58K	$21K
Allyhealth LLC	Telehealth	33	$6K	$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.8M/ year

Estimated prescription spend: 769 participants × $2,371 national average per member. Usually higher once dependents are counted.

$47K–$117K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$14K–$35K

Lower-cost therapeutic alternatives$20K–$42K

Generic pricing vs. actual cost$9K–$26K

PBM contract terms$5K–$14K

The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing: Form 5500 with Schedule A, plan year 2025
Plan sponsor: Giant Oil, Inc.
Sponsor EIN: 65-0593170
Plan number: 501
Filed with: U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 65-0593170 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Giant Oil, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Giant Oil, Inc..

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