Acousti Engineering Company of Florida

Orlando, FL ConstructionNAICS 238300

Self-funded health planPlan year 2025Renews April
507Participants-22% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#30 of 31Construction in FLBy participants

Overview

Acousti Engineering Company of Florida sponsors a self-funded health plan that covered 507 participants in plan year 2025, down 23% from the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
507 · prior year 654
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
Acousti Engineering Co. of Florida Health Insurance & Flexible Benefit Plan, plan 501 (507 participants)
Broker compensation
$129K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability507$505K$104K
Ameritas Life Insurance CorporationDental, Vision, PPO620$218K$25K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 507 participants × $2,371 national average per member. Usually higher once dependents are counted.

$31K–$77K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$13K–$28K
Generic pricing vs. actual cost$6K–$17K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Acousti Engineering Company of Florida
Sponsor EIN
59-0543535
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 59-0543535 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Acousti Engineering Company of Florida's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Acousti Engineering Company of Florida.

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