Acts Retirement - Life Communities, Inc.
Overview
Acts Retirement - Life Communities, Inc. sponsors a self-funded health plan that covered 4,721 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 4,721 · prior year 4,712
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Acts Health and Welfare Plan, plan 505 (4,721 participants)
- Broker compensation
- $372K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Lincoln National Life Insurance Company | Life, Long-term disability | 4,689 | $1.6M | $123K |
| Vision Service Plan | Vision | 3,022 | $410K | $9K |
| The Lincoln National Life Insurance Company | Hospital Indemnity, Accident, Critical Illness | 531 | $339K | $240K |
| Cigna Health and Life Insurance Company | Dental, HMO | 583 | $91K | — |
| Federal Insurance Company | Business Travel Accident | 707 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 4,721 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Acts Retirement - Life Communities, Inc.
- Sponsor EIN
- 23-1900132
- Plan number
- 505
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 23-1900132 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Acts Retirement - Life Communities, Inc. Retirement Savings Plan - 401(k)
- Type
- 401(k) plan
- Participants
- 7,386
About this data
Source: Acts Retirement - Life Communities, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Acts Retirement - Life Communities, Inc..


