Ahold Delhaize USA Services LLC

Carlisle, PA RetailNAICS 445110

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
3,592Participants-3% vs. prior year
$8.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#16 of 33Retail in PABy participants

Overview

Ahold Delhaize USA Services LLC sponsors a self-funded health plan that covered 3,592 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,592 · prior year 3,703
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Ahold Delhaize USA Services Welfare Benefit Plan, plan 501 (3,592 participants)
Broker compensation
$294K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental, Short-term disability, Long-term disability4,008$4.4M$57K
Securian Life Insurance CompanyLife, Accidental Death and Dismemberment6,126$2.4M$54K
Continental American Insurance CompanyAccident, Critical Illness, Hospital Ind4,338$577K$139K
Fidelity Security Life Insurance CompanyVision5,776$283K—
Massachusetts Mutual Life Insurance CompanyLong-term disability70$122K$37K
Magellan Healthcare Inc.Employee Assistance Program4,163$34K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$8.5M/ year

Estimated prescription spend: 3,592 participants × $2,371 national average per member. Usually higher once dependents are counted.

$221K–$546K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$65K–$162K
Lower-cost therapeutic alternatives$95K–$198K
Generic pricing vs. actual cost$41K–$123K
PBM contract terms$21K–$64K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Ahold Delhaize USA Services LLC
Sponsor EIN
27-3756754
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-3756754 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Ahold Delhaize USA Services 401(k) Plan
Type
401(k) plan
Participants
6,677

About this data

Source: Ahold Delhaize USA Services LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ahold Delhaize USA Services LLC.

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