Gobrands, Inc.

Philadelphia, PA RetailNAICS 452300

Self-funded health planPlan year 2025Renews January
3,146Participants-21% vs. prior year
$7.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#17 of 33Retail in PABy participants

Overview

Gobrands, Inc. sponsors a self-funded health plan that covered 3,146 participants in plan year 2025, down 22% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,146 · prior year 4,007
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Gobrands, Inc. Health & Welfare Plan, plan 501 (3,146 participants)
Broker compensation
$119K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life Insurance CompanyLife, Short-term disability, Long-term disability2,701$1.2M$21K
Delta Dental of PennsylvaniaDental1,967$700K—
Aetna Life Insurance Co.—564$158K$71K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision1,779$43K—
American Heritage Life Insurance CompanyLife41$37K$28K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$7.5M/ year

Estimated prescription spend: 3,146 participants × $2,371 national average per member. Usually higher once dependents are counted.

$194K–$478K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$57K–$142K
Lower-cost therapeutic alternatives$83K–$173K
Generic pricing vs. actual cost$36K–$107K
PBM contract terms$19K–$56K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Gobrands, Inc.
Sponsor EIN
47-4409123
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-4409123 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Gobrands, Inc. 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
5,133

About this data

Source: Gobrands, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Gobrands, Inc..

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