Ajinomoto Foods North America Inc.

Ontario, CA ManufacturingNAICS 311900

Self-funded health planPlan year 2025Renews January
2,289Participants+3% vs. prior year
$5.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#20 of 61Manufacturing in CABy participants

Overview

Ajinomoto Foods North America Inc. sponsors a self-funded health plan that covered 2,289 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,289 · prior year 2,231
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Ajinomoto Foods North America Inc. Benefit Plan, plan 503 (2,289 participants)
Stop-loss carrier
Reliastar Life Insurance Company
Broker compensation
$347K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life Insurance CompanyLife, Stop-loss4,403$2.2M$128K
Kaiser Foundation Health Plan Inc.Medical, Prescription drug, HMO166$2.0M—
SimnsaMedical, Prescription drug, Dental911$1.8M—
Hartford Life and AccidentShort-term disability, Long-term disability5,899$1.1M$24K
Continental American Insurance CompanyMedical1,266$813K$195K
Eyemed Vision Care on Behalf of the Fidelity Security Life Ins Co.Vision3,962$174K—
Cigna Dental Health of California, Inc.Dental, HMO41$8K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.4M/ year

Estimated prescription spend: 2,289 participants × $2,371 national average per member. Usually higher once dependents are counted.

$141K–$348K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$41K–$103K
Lower-cost therapeutic alternatives$60K–$126K
Generic pricing vs. actual cost$26K–$78K
PBM contract terms$14K–$41K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Ajinomoto Foods North America Inc.
Sponsor EIN
46-1701609
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-1701609 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Ajinomoto Foods North America, Inc. 401k Savings Plan
Type
401(k) plan
Participants
4,455

About this data

Source: Ajinomoto Foods North America Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ajinomoto Foods North America Inc..

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