Resmed, Inc.

San Diego, CA ManufacturingNAICS 339110

Self-funded health planPlan year 2025Renews January
2,786Participants-2% vs. prior year
$6.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#17 of 61Manufacturing in CABy participants

Overview

Resmed, Inc. sponsors a self-funded health plan that covered 2,786 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,786 · prior year 2,842
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Resmed Inc. Welfare Benefits Plan, plan 501 (2,786 participants)
Stop-loss carrier
Anthem Blue Cross Life and Health Insurance Company
Broker compensation
$362K across insured contracts
MedicalLife insuranceDentalVisionPrepaid legalLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Anthem Blue Cross Life and Health Insurance CompanyStop-loss5,011$4.0M—
Life Insurance Company of North AmericaLife, Long-term disability, Accidental Death & Dismemberment3,650$2.1M$346K
Metropolitan General Insurance CompanyLegal482$116K$15K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.6M/ year

Estimated prescription spend: 2,786 participants × $2,371 national average per member. Usually higher once dependents are counted.

$172K–$423K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$50K–$126K
Lower-cost therapeutic alternatives$73K–$153K
Generic pricing vs. actual cost$32K–$95K
PBM contract terms$17K–$50K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Resmed, Inc.
Sponsor EIN
98-0152841
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 98-0152841 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Resmed, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Resmed, Inc..

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